Privacy Policy

Last updated: January 2024

1. Introduction

Classia Capital Private Limited ("we," "our," or "us") operates the Jockey Trading mobile application and website (the "Service"). This Privacy Policy informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

2. Information We Collect

2.1 Personal Information

We may collect the following personal information:

• Name, email address, phone number
• Date of birth and gender
• PAN number and Aadhaar details (for KYC compliance)
• Bank account details
• Investment preferences and financial information
• Device information and usage data

2.2 Automatically Collected Information

• IP address and device identifiers
• App usage statistics and crash reports
• Location data (with your permission)
• Cookies and similar tracking technologies

3. How We Use Your Information

We use your information for:

• Providing and maintaining our investment services
• Processing transactions and managing your portfolio
• KYC verification and regulatory compliance
• Customer support and communication
• Improving our services and user experience
• Marketing and promotional activities (with consent)
• Fraud prevention and security

4. Information Sharing and Disclosure

We may share your information with:

• Asset Management Companies (AMCs) for investment processing
• Registrar and Transfer Agents (RTAs)
• Payment processors and banks
• KYC verification agencies
• Regulatory authorities (SEBI, RBI, etc.) when required
• Service providers and business partners
• Legal authorities when required by law

5. Data Security

We implement appropriate security measures to protect your personal information:

• SSL encryption for data transmission
• Secure servers and databases
• Regular security audits and updates
• Access controls and authentication
• Employee training on data protection

6. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Investment records are maintained as per SEBI guidelines (typically 8 years).

7. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data (subject to legal requirements)
• Withdraw consent for marketing communications
• Data portability
• File complaints with data protection authorities

8. Cookies and Tracking

Our app and website use cookies and similar technologies to enhance user experience, analyze usage, and provide personalized content. You can manage cookie preferences through your device settings.

9. Third-Party Services

Our app may contain links to third-party services. We are not responsible for the privacy practices of these external services. Please review their privacy policies before providing any information.

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

11. International Data Transfers

Your information may be transferred to and processed in countries other than India. We ensure appropriate safeguards are in place for such transfers.

12. Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

13. Contact Information

14. Regulatory Compliance

This Privacy Policy complies with:

• Information Technology Act, 2000 and Rules
• SEBI (Investment Advisers) Regulations, 2013
• RBI guidelines on data protection
• Google Play Store and Apple App Store policies

By using our services, you acknowledge that you have read and understood this Privacy Policy.